Methodology · last verified Q2 2026

How the engine thinks.

A 14-question profile runs through five layers in fixed order against every active visa programme. Each country comes out the other side with a score, a verdict, and the rule that flipped it. Same engine for everyone — paid and free.

2,500+ pathways scored 190+ countries Quarterly refresh Source per claim
§ 01 · Pipeline

Five layers, one direction. The first fail is the only fail.

Every visa pathway is scored in order. If a layer-1 rule fails, the pathway is out — no average can rescue it. If it passes, the next layer runs. The final score is a weighted aggregate of layers 2–5; the verdict is your score crossed against the cutoff matrix below.

L1
Gate

Hard gates

Passport, age range, criminal record, hard quotas. Pass/fail only. If your nationality isn't eligible for a pathway, or the visa caps out at 31 and you're 34, the pathway is removed before any score is calculated.

pass / fail
Boolean
L2
Score

Eligibility

Income floor, education level, work-experience years, language certificate, dependants, investment minimum, shortage-occupation match. Each pathway has its own threshold; partial matches scale down rather than fail.

30%weight
0 – 100
L3
Score

Financial fit

Your savings + income vs. local cost of living, rent, healthcare, taxes. Reported as months of runway. Investments and savings are treated as alternatives (max, not sum) so you don't get double credit for the same money.

25%weight
Months · 0–100
L4
Score

Market

Job-market depth for your profession, salary band against the local median, employer sponsorship willingness, English-vs-local-language overhead. Penalises pathways where the visa is open but the job market is closed.

25%weight
Percentile
L5
Score

Fragility

Political stability, currency volatility, rule-change cadence over the last 5 years, programme-closure risk. Penalises countries where the door tends to close suddenly — see Portugal NHR, UK Tier-1 Investor.

20%weight
Risk index
§ 02 · Gates

The four boolean rules.

Before scoring, the engine runs four gate checks. Any fail removes the pathway. No score can compensate. These are reported in your report so you understand why a country you expected to see didn't appear.

Gate 01

Age

If a pathway caps at 35 and you're 38, it's out. Working Holiday visas (most cap 30–31) and youth-mobility programmes are the most common triggers. Some countries raise the cap if you have dependants or specific qualifications — we encode those exceptions.

Gate 02

Nationality / passport

Many pathways are bilateral (e.g. Australian Working Holiday is restricted to ~45 nationalities). We use the actual eligible-nationality list per pathway, not a generic "European" shortcut.

Gate 03

Education floor

Critical Skills, EU Blue Card, and most Express-Entry-style pathways require a degree. If you don't have one and a pathway requires one, it's gated out. The report also flags pathways you'd qualify for if you got a degree.

Gate 04

Language certificate

If a pathway requires B2 or C1 in a language you don't list as fluent, it's out. The engine separates "passive fluency" from "certificate held" — Portugal D7 requires certified B1 in year 5, not self-reported.

§ 03 · Sources

Every score traces back to a source.

No AI-generated estimates, no crowd-sourced opinions for core data. The 2,500+ visa programmes, each linking to a named government or official source, are the spine of every report. Auxiliary data (cost of living, salary bands) comes from named statistical bodies — cost-of-living tools, OECD, Eurostat, World Bank — never anonymous aggregators.

Data category Primary sources
Visa requirements & pathways2,500+ pathways Government immigration portals Embassy / consular sites National gazettes
Cost of living & rent200+ cities cost-of-living tools Eurostat Expatistan Local consumer indices
Salary & employmentper profession OECD earnings db National statistics offices PayScale Glassdoor
Tax regimesNHR / Beckham / IFICI / etc. OECD tax db Government tax portals Big-Four country guides
Safety, healthcare, freedomcontextual WHO UNDP HDI cost-of-living tools safety index Freedom House
Country metadatapassive World Bank RestCountries EF English Proficiency Index
§ 04 · Confidence

Not all country data is equally fresh.

Top destinations are re-verified quarterly. Long-tail countries are checked at least annually. When data is older or partial, we adjust the score downwards, never inflate — the worst sin a decision engine can commit is to be confident about old data.

High

VerifiedQ2 2026 · 30 countries

All key fields verified from official sources within the last quarter. Used for top destinations: Portugal, Spain, Germany, Netherlands, Canada, etc.

No adjustment — score reported as computed.
Medium

Mostly current6–12 months · ~80 countries

Most fields present, some estimated, some older than 6 months. Used for second-tier destinations and emerging programmes.

−5 points applied to final score.
Low

Partial data12+ months · long tail

Significant gaps, often micro-states, restricted-access programmes, or jurisdictions with poor English documentation. Flagged in the report.

−15 points applied. Pathway shown but not in the Eligible category.
§ 05 · Verdict

How the score becomes a verdict.

Three buckets. No 5-star ratings, no "B+" grades, no "promising" hedges. We tell you what to do.

Eligible
75–100

Strong fit.

You meet the requirements and the country aligns with your priorities. Actionable within 3–6 months without major preparation.

What to do: contact a lawyer, start the application.

Almost
50–74

Possible, but fragile.

One or two dimensions are weak. Could work with 6–18 months of preparation — typically savings, language certificate, or job offer.

What to do: read the blocker, fix the gap, re-run.

Not eligible
0–49

High risk.

Significant mismatches across multiple layers. Not recommended without major changes to your situation — passport, qualifications, family.

What to do: read the alternatives in your top 10.

§ 06 · Limits

What this isn't.

A decision engine is a starting point, not a substitute. Two lists — what we do, what we explicitly don't.

What the engine handles

  • Eligibility scoring against current visa rules across 2,500+ pathways
  • Financial fit using your stated income, savings and target city cost-of-living
  • Tax regime matching (Premium tier) for NHR, Beckham, IFICI and similar
  • Plan B ranking — the next 7 pathways if your top one closes
  • Source citation for every numeric claim in your report

What the engine does not do

  • It is not legal advice — it does not file paperwork or guarantee outcomes
  • It does not model criminal-record waivers or asylum/refugee pathways
  • It does not model complex dual-citizenship edge cases
  • It cannot predict individual application outcomes — scores are statistical likelihood
  • It cannot account for health-exclusion conditions affecting medical-clearance visas

Run the engine on your profile.

14 questions. 3 minutes. Top 3 countries scored against the layers you just read about.

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