D7 Passive Income Visa is It is one of the most affordable paths to European residency and eventual Portuguese citizenship.

Key Requirements

RequirementDetails
Passive IncomeEUR 920/month minimum (above Portuguese minimum wage) — in practice EUR 1,200+ recommended
AccommodationProof of housing in Portugal (rental contract or property ownership)
Health InsuranceValid health insurance or access to Portuguese NHS
Clean RecordNo criminal record
NIFPortuguese tax number (NIF) required before application

Which Countries Offer This?

Processing Time & Cost

Processing Time: 2-4 months for initial visa at consulate, then 1-2 months for residence permit after arrival.

Cost: EUR 90 visa fee + EUR 72 residence permit fee. Legal assistance typically EUR 1,500-3,000.

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Frequently Asked Questions

What qualifies as passive income for D7?

Pensions, rental income, dividends, interest, royalties, and stable remote employment income. The key is that it comes from outside Portugal.

Can remote workers get a D7 visa?

Yes. Since 2022, remote workers with stable foreign income can apply for D7. However, if your income is primarily employment-based, the Digital Nomad Visa may be more appropriate.

Does D7 lead to citizenship?

Yes. After 5 years of legal residence, D7 holders can apply for Portuguese citizenship. Portugal allows dual citizenship.

What are the tax implications?

D7 holders can apply for Non-Habitual Resident (NHR 2.0) tax status, which offers reduced tax rates on certain foreign income for 10 years.

Is D7 better than the Golden Visa?

D7 requires no investment but requires actual residence in Portugal (183+ days/year). Golden Visa requires significant investment but only 7 days/year presence.