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Temporary non-lucrative residence

SpainLiving from your own income

Explore the five recorded questions, answers and sources for this pathway.

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Is this aimed at retirees, pensioners, financially independent people, passive-income holders or another profile?

Spain's temporary non-lucrative residence is for a foreign national, and qualifying family members, authorised to reside in Spain without carrying out employment or professional activity.

See recorded sources
  • RD 1155/2024, Article 61(1)
    Se halla en situación de residencia temporal no lucrativa la persona extranjera, así como sus familiares, que hayan sido autorizados a residir en España sin realizar actividades laborales o profesionales.

Which types of income/assets are accepted according to the official source?

Applicants must have sufficient economic means for the authorisation's residence period, or prove a source of periodic income, for themselves and their family, in the minimum amounts set and assessed at the time of the visa application or renewal. Availability may be proved by any means of proof admitted in law, including property titles, certified cheques or credit cards, which must be accompanied by a bank certificate stating the amount available as credit on the card. Information on foreign accounts or financial instruments must include the bank's or credit institution's full name and address, full account identification, the opening or closing dates (or the dates of grant and revocation of the authorisation), and the account balances at 31 December of the year before the application and the average balance for the last year. If the means come from shares or holdings in Spanish, mixed or foreign companies based in Spain, the applicant must certify that they do not work in those companies and submit a sworn declaration to that effect.

See recorded sources
  • https://www.boe.es/eli/es/rd/2024/11/19/1155/con
    1. Las personas extranjeras que deseen residir en España sin realizar una actividad laboral o lucrativa deberán contar con medios económicos suficientes para el periodo de residencia de la autorización, o acreditar una fuente de percepción periódica de ingresos, para sí mismo y, en su caso, su familia, en las siguientes cuantías, que se establecen con carácter de mínimas y referidas al momento de solicitud del visado o de renovación de la autorización:
  • https://www.boe.es/eli/es/rd/2024/11/19/1155/con
    3. La disponibilidad se podrá acreditar por cualquier medio de prueba admitido en Derecho, incluyendo la aportación de títulos de propiedad, cheques certificados o tarjetas de crédito, que deberán ir acompañados de una certificación bancaria que acredite la cantidad disponible como crédito de la citada tarjeta.
  • https://www.boe.es/eli/es/rd/2024/11/19/1155/con
    En el caso de presentarse información relativa a cuentas o instrumentos financieros en el extranjero, esta deberá incluir:
  • https://www.boe.es/eli/es/rd/2024/11/19/1155/con
    a) La razón social o denominación completa de la entidad bancaria o de crédito, así como su domicilio.
  • https://www.boe.es/eli/es/rd/2024/11/19/1155/con
    b) La identificación completa de las cuentas.
  • https://www.boe.es/eli/es/rd/2024/11/19/1155/con
    c) La fecha de apertura o cancelación o, en su caso, las fechas de concesión y revocación de la autorización.
  • https://www.boe.es/eli/es/rd/2024/11/19/1155/con
    d) Los saldos de las cuentas a 31 de diciembre del año anterior al de presentación de la solicitud y el saldo medio correspondiente al último año.
  • https://www.boe.es/eli/es/rd/2024/11/19/1155/con
    Si los medios económicos proceden de acciones o participaciones en empresas españolas, mixtas o extranjeras radicadas en España, la persona interesada acreditará, mediante certificación de las mismas, que no ejerce actividad laboral alguna en dichas empresas, y presentará declaración responsable en tal sentido.

What income, savings or financial-resources threshold applies and how does family affect it where officially specified?

The minimum is 400% of IPREM per month for the applicant, plus an additional 100% of IPREM per month for each dependent family member. The overall amount must cover the requested authorisation period.

See recorded sources
  • RD 1155/2024, Article 62(1)(a)
    una cantidad que represente mensualmente en euros el 400 % del IPREM, o su equivalente legal en moneda extranjera
  • RD 1155/2024, Article 62(1)(b)
    una cantidad que represente mensualmente en euros el 100 % del IPREM, o su equivalente legal en moneda extranjera, cantidad a acreditar de forma adicional a la referida en el apartado a) anterior
  • RD 1155/2024, Article 62(2)
    la cuantía mensual calculada con base a lo establecido en el apartado anterior, en relación con el tiempo de vigencia de la autorización solicitada

Can the holder work locally, run a business or perform other economic activity? What is the family position?

The permit is expressly for residence without employment or professional activity. The regulation includes qualifying family members, who must be supported in the financial calculation; it does not grant local work rights under this route.

See recorded sources

How long is the status granted, what is required for renewal, what physical-presence obligations matter, and what longer-term residence direction exists?

The initial authorisation lasts one year. Renewal is requested from the competent immigration office during the two months before expiry, and filing in that period extends the previous authorisation until the decision. Renewal requires sufficient means for the applicant's and family's maintenance and residence for the renewal period without working, in the terms of Article 62; having kept and continuing to have health insurance; having dependent children of compulsory-school age enrolled in school while in Spain; paying the fee; and having actually and effectively resided in Spain for more than 183 days during the calendar year. The renewed authorisation is valid for two years, unless a long-term or EU long-term residence authorisation should be obtained. The renewal is decided and notified within three months of filing; after that period it is deemed granted.

See recorded sources

These are the answers currently recorded in the catalogue. A missing or partial answer is not an eligibility decision.

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