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Panama · Investment

Panama Permanent Residence by Fixed-Term Deposit

11 facts quoted from the official source

For an applicant placing foreign-source funds in a qualifying fixed-term deposit with a general-licence Panamanian bank.

Route type
Investment
Can bring
—
Not stated in the official source
Requirements
6
each quoted below
Who qualifies

Who this route is for

Every item below is the government’s own wording, quoted from the official source. Whether you personally qualify depends on your full profile.

6 requirements quoted from the official source.

The conditions that decide it
  • Deposit Min BalboasThe fixed-term deposit must be at least B/.300,000.
  • Deposit Term Years MinThe deposit must have a minimum term of three years.
  • Eligibility summaryA qualifying unencumbered fixed-term deposit funded from abroad is required.
  • Funds From Abroad RequiredThe bank must certify that the funds came from abroad.
  • Personal Background Declaration RequiredThe personal-background declaration form is required.
  • Qualifying Fixed Term Deposit RequiredA qualifying unencumbered fixed-term deposit funded from abroad is required.
Also stated by the source
  • Medical screeningThe residence checklist requires a health certificate.
  • Official source basisA qualifying unencumbered fixed-term deposit funded from abroad is required.
  • Passport or travel documentA duly certified copy of the valid passport is required.
  • Report summaryA qualifying unencumbered fixed-term deposit funded from abroad is required.
  • Translation or legalisationThe official route checklist requires a notarised power and application.
Family

Who you can bring

— Not stated in the official source. The official page for this route does not address dependent-family rights, so we do not publish a claim either way.
How it works

From here to a yes

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Apply with the official sourceThe application itself always happens with the government — the enacting authority linked below. The report points you straight at it.
FAQ

Straight answers

01Who qualifies for this route to Panama?
The official source states: For an applicant placing foreign-source funds in a qualifying fixed-term deposit with a general-licence Panamanian bank.

Every answer is quoted from the official migracion.gob.pa page for this route, last read 2026-07-26.

We checked 11 points against the official source; 11 are quoted on this page. The other 0 are either not addressed by the source or not yet backed by a quote — we would rather show you the edge of the record than fill it with a plausible guess.

See the 0 open points

Fees, validity and processing time are not published in the official source for this route. We publish a number only when the official text states that number.

Not stated in the official source — the official source names no exclusion for this route.

The source

Where every quote comes from

Official government source migracion.gob.paLast read 2026-07-26 Every quote on this page is from this Panama government page.
Compiled from official sources · pending independent re-check · Last checked 2026-07-26 · Our methodology
 · Compiled by António Mira · How we verify · Not legal advice — rules change; confirm with the official source before deciding.
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