What important financial, accommodation, insurance or maintenance responsibilities apply?
The retained consolidation labelled “Immigration Rules in effect from 24 July 2026” provides the following. For partner entry clearance, the specified gross annual income threshold is £18,600, plus £3,800 for the first qualifying dependent child and £2,400 for each additional one. The child definition covers the stated dependent-entry/leave cases under 18 (or under 18 at first grant), excluding British, settled, qualifying Appendix EU and specified EEA-rights children. Qualifying savings can meet the requirement: £16,000 plus 2.5 times the shortfall between qualifying annual income and the required annual threshold. Permitted sources are specified partner employment/self-employment, applicant/partner pension income, the partner’s specified maternity allowance or bereavement benefit, other specified income and savings. Where the sponsor receives disability living allowance, severe disablement allowance, industrial injury disablement benefit, attendance allowance or carer’s allowance, E-ECP3.3 instead requires evidence of adequate maintenance and accommodation for the family without public funds. Accommodation must be adequate for the whole household, owned or occupied exclusively by the family, not overcrowded and compliant with public-health rules. Ordinary partner grants carry no recourse to public funds; the exceptional Article 8 decision branch permits the stated case-specific exception.
See recorded sources
Limits of the record- These are entry-clearance financial rules, not an asserted identical savings multiplier for settlement. A universal health-insurance premium or separate fixed housing amount is not established.
- The official rules index now links a later upload of the July 2026 consolidation. Whether that upload changes these retained clauses has not been established; they are not presented as confirmed current law.
- https://www.gov.im/media/1393769/immigration-rules-from-24-july-2026_compressed.pdf — FM E-ECP3.1–3.4 financial and accommodation requirements
E-ECP.3.1. The applicant must provide specified evidence, from the sources listed in paragraph E-ECP.3.2.,
of —
(a) a specified gross annual income of at least —
(i) £18,600;
(ii) an additional £3,800 for the first child; and
(iii) an additional £2,400 for each additional child; alone or in combination with
(b) specified savings of —
(i) £16,000; and
(ii) additional savings of an amount equivalent to 2.5 times the amount which is the difference
between the gross annual income from the sources listed in paragraph E-ECP.3.2.(a)-(d) and
the total amount required under paragraph E-ECP.3.1.(a); or
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(c) the requirements in paragraph E-ECP.3.3.being met.
In this paragraph “child” means a dependent child of the applicant or the applicant’s partner who is —
(a) under the age of 18 years, or who was under the age of 18 years when they were first granted
entry under this route;
(b) applying for entry clearance as a dependent of the applicant or the applicant’s partner, or is in the
UK with leave as their dependent;
(c) not a British citizen, settled in the Isle of Man, or in the Isle of Man with valid limited leave to enter
or remain granted under paragraph EU3. or EU3A. of Appendix EU to these Rules (or under the
equivalent provisions in the UK or Channel Islands); and
(d) not an EEA national with a right to be admitted to or reside in the UK under the EEA Regulations.
E-ECP.3.2. When determining whether the financial requirement in paragraph EECP 3.1 is met only the
following sources will be taken into account —
(a) income of the partner from specified employment or self-employment, which, in respect of a partner
returning to the Isle of Man with the applicant, can include specified employment or self-employment
overseas and in the Isle of Man;
(b) specified pension income of the applicant and partner;
(c) any specified maternity allowance or bereavement benefit received by the partner in the Isle of Man;
(d) other specified income of the applicant and partner; and
(e) specified savings of the applicant and partner.
E-ECP.3.3. The requirements to be met under this paragraph are —
(a) the applicant’s partner must be receiving one or more of the following —
(i) disability living allowance;
(ii) severe disablement allowance;
(iii) industrial injury disablement benefit;
(iv) attendance allowance; or
(v) carer’s allowance; and
(b) the applicant must provide evidence that their partner is able to maintain and accommodate
themselves, the applicant and any dependants adequately in the Isle of Man without recourse to
public funds.
E-ECP.3.4. The applicant must provide evidence that there will be adequate accommodation, without
recourse to public funds, for the family, including other family members who are not included in the
application but who live in the same household, which the family own or occupy exclusively: accommodation
will not be regarded as adequate if —
(a) it is, or will be, overcrowded; or
(b) it contravenes public health regulations.
- https://www.gov.im/media/1393769/immigration-rules-from-24-july-2026_compressed.pdf — FM D-ECP1 entry periods/conditions
D-ECP.1.1. Except where paragraph GEN.3.1.(2) or GEN.3.2.(3) of this Appendix applies, an applicant who
meets the requirements for entry clearance as a partner (other than as a fiancé(e) or proposed civil partner)
will be granted entry clearance for an initial period not exceeding 33 months, and subject to a condition of
no recourse to public funds, and they will be eligible to apply for settlement after a continuous period of at
least 60 months in the Isle of Man with leave to enter granted on the basis of such entry clearance or with
limited leave to remain as a partner granted under paragraph D-LTRP.1.1. (excluding in all cases any period
of leave to enter or limited leave to remain as a fiancé(e) or proposed civil partner); or, where the applicant
is a fiancé(e) or proposed civil partner, the applicant will be granted entry clearance for a period not exceeding
6 months, and subject to a prohibition on employment and a condition of no recourse to public funds.
D-ECP.1.2. Unless paragraph D-ECP.1.2A applies, where paragraph GEN.3.1.(2) or GEN.3.2.(3) of this
Appendix applies, an applicant who meets the requirements for entry clearance as a partner (other than as a
fiancé(e) or proposed civil partner) will be granted entry clearance for an initial period not exceeding 33
months, and subject to a condition of no recourse to public funds unless the decision-maker considers, with
reference to paragraph GEN.1.11A., that the applicant should not be subject to such a condition, and they
will be eligible to apply for settlement after a continuous period of at least 120 months in the Isle of Man with
leave to enter granted on the basis of such entry clearance or of entry clearance granted under paragraph
D-ECP.1.1. or with limited leave to remain as a partner granted under paragraph D-LTRP.1.1. or D-LTRP.1.2.
(excluding in all cases any period of leave to enter or limited leave to remain as a fiancé(e) or proposed civil
partner); or, where the applicant is a fiancé(e) or proposed civil partner, the applicant will be granted entry
clearance for a period not exceeding 6 months, and subject to a prohibition on employment and a condition
of no recourse to public funds.
D-ECP.1.2A Where paragraph GEN 3.2(3) applies but the applicant does not meet the suitability paragraphs
SUI 2.1, SUI 2.3, SUI 3.1 or SUI 5.1 in Part 9A (Part Suitability), the application under Appendix FM must be
refused.
D-ECP.1.3. If the applicant does not meet the requirements for entry clearance as a partner, the application
will be refused.