If you're moving to Moldova, here's how to manage your money

What the primary source establishes

MAIB’s online onboarding page restricts that service to Moldovan citizens aged 18 or older with a valid Moldovan ID card or passport. Applicants must be in Moldova or an eligible location and must not already have an active MAIB account.

MAIB — online onboarding eligibility

Where the evidence stops

A foreign citizen cannot infer eligibility for this app-based opening service from its remote-access advertising. The page does not prove that foreign citizens are barred from branch accounts. Contact MAIB for its separate foreign-customer branch checklist and account availability.

Prepare an account request

Use the named source above as your starting point in Moldova. Ask the bank to confirm, in writing, the account name, whether your residence category is accepted, the identification and address evidence, and whether originals or translations are needed. Explain whether you need salary payments, savings, business receipts or international transfers. This is a preparation checklist, not a declaration that every listed item is legally mandatory.

Compare the service you will actually use

Request the current tariff for account maintenance, debit cards, cash withdrawals, transfer fees and currency conversion. Ask whether the quoted cost includes intermediary-bank charges and what recipient details are needed. Test access and a small transaction before depending on the account for a major payment. Keep the written terms and confirmation; this guide does not provide a universal fee or processing-time estimate.