Zambia · Lusaka

Cost of Living in Lusaka, Zambia for Expats (2026)

Key Takeaway

Detailed 2026 cost of living in Lusaka, Zambia: rent, groceries, transport, utilities, healthcare. Monthly budgets for singles (€600) and families (€1,500).

Updated 2026-03-12 · Currency: EUR · Confidence: 75/100

Planning to move to Lusaka? Here is a complete breakdown of the cost of living for expats in Lusaka, Zambia as of 2026. All figures are in EUR for easy cross-country comparison.

Monthly Cost Snapshot

1BR Rent (Centre)
€340/mo
1BR Rent (Outside)
€230/mo
Groceries (Single)
€150/mo
Transport Pass
€36/mo
Utilities (85m²)
€72/mo
Internet
€10/mo
Health Insurance
€30/mo
Entertainment & Dining
€48/mo

Full Cost Breakdown

Lusaka — Full Breakdown
1BR Apartment (Centre)€340/mo
1BR Apartment (Outside)€230/mo
3BR Apartment (Centre)€748/mo
3BR Apartment (Outside)€524/mo
Groceries (Single)€150/mo
Monthly Transport Pass€36/mo
Utilities (85m² Flat)€72/mo
Internet€10/mo
Health Insurance (Single)€30/mo
Entertainment & Dining€48/mo
Total Single (Centre)€600/mo
Total Single (Outside)€510/mo
Total Family of 4 (Centre)€1,500/mo
Total Family of 4 (Outside)€1,275/mo
Student Budget€390/mo

Compared to Country Average

CategoryLusakaZambia AvgDifference
1BR Rent (Centre)€340€263+29% above avg
Total Single (Centre)€600€516+16% above avg
Total Family (Centre)€1,500€1,266+18% above avg
Groceries€150€129+16% above avg
Transport€36€31+16% above avg

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Frequently Asked Questions

How much does it cost to live in Lusaka in 2026?

A single expat living in central Lusaka should budget approximately €600 per month, covering rent, groceries, transport, utilities, healthcare, and entertainment. A family of four needs around €1,500/month.

How much is rent in Lusaka for expats?

A 1-bedroom apartment in Lusaka city centre costs around €340/month. Outside the centre, expect to pay approximately €230/month. A 3-bedroom apartment in the centre is around €748/month.

Is Lusaka expensive compared to other cities in Zambia?

Lusaka has a cost index of 100% relative to the capital. There are 3 cities tracked in Zambia for comparison.

Related: Zambia Guide · Zambia Salaries · Zambia Cost of Living · Visa Comparison · Compare Zambia · All Countries

Data sourced from numbeo. Last verified 2026-03-10.