Living in Lome
What it really costs to live in Lome, what you can earn, the visas that get you in, and the taxes you'll pay — for Togo, updated 2026. Lome lies in Western Africa. Togo's capital is Lomé. The main language is French. Togo borders Benin, Burkina Faso, Ghana.
Cost of Living in Lome
Full Monthly Breakdown for Lome
What You Can Earn in Togo
Typical gross annual salaries in Togo by sector (entry · median · senior). Lome pay usually sits around the national median.
| Sector | Entry | Median | Senior |
|---|---|---|---|
| it | €4 500 | €6 500 | €9 000 |
| retail | €1 000 | €1 500 | €2 000 |
| finance | €3 500 | €5 000 | €7 500 |
| education | €1 500 | €2 500 | €3 500 |
| healthcare | €2 000 | €3 000 | €4 500 |
| engineering | €3 500 | €5 000 | €6 500 |
| hospitality | €1 500 | €2 000 | €2 500 |
| construction | €2 000 | €2 500 | €3 500 |
Living in Lome: Safety, Health & Climate
Lome shares Togo's wider quality-of-life profile. Lome has a tropical climate. Here is what daily life looks like on the things that matter most when you relocate.
Visa Routes to Togo
Affording Lome is only half the question — you also need a visa that lets you stay in Togo. The main routes:
- A job offer is normally required for the main work route.
- Permanent residence after about 5 years.
- Citizenship after ~8 years.
Taxes in Togo
Top marginal rate 20%, VAT 18%.
Settling into Lome
- Foreigners can open a local bank account in Togo.
- Budget around €950 for first-month setup in Lome.
- Regulated professions needing credential recognition: Medicine, Law, Engineering, Teaching.
Get Your Togo Emigration Report
Personalised visa options, costs and a 90-day plan for Togo.
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How much does it cost to live in Lome?
A single person in central Lome should budget about €620/month, roughly €560 outside the centre. A family of four needs around €1 550/month.
Can I get a visa to live in Togo?
Yes — the main route usually needs a job offer, with permanent residence reachable in about 5 years. See the full Togo visa comparison for the route that fits you.
Sources: salaries, taxes, safety, healthcare and visa data from World Bank, OECD, the Global Peace Index and official government portals. Cost-of-living figures are community-sourced benchmarks — a guide, not a quote. Last reviewed 2026-05.
Related: Togo Guide · Visa Comparison · All Countries