Poland · Warsaw

Cost of Living in Warsaw, Poland for Expats (2026)

Key Takeaway

Detailed 2026 cost of living in Warsaw, Poland: rent, groceries, transport, utilities, healthcare. Monthly budgets for singles (€1,442) and families (€3,023).

Updated 2026-03-12 · Currency: EUR · Confidence: 75/100

Planning to move to Warsaw? Here is a complete breakdown of the cost of living for expats in Warsaw, Poland as of 2026. All figures are in EUR for easy cross-country comparison.

Monthly Cost Snapshot

1BR Rent (Centre)
€814/mo
1BR Rent (Outside)
€581/mo
Groceries (Single)
€360/mo
Transport Pass
€87/mo
Utilities (85m²)
€173/mo
Internet
€36/mo
Health Insurance
€72/mo
Entertainment & Dining
€115/mo

Full Cost Breakdown

Warsaw — Full Breakdown
1BR Apartment (Centre)€814/mo
1BR Apartment (Outside)€581/mo
3BR Apartment (Centre)€1,791/mo
3BR Apartment (Outside)€1,254/mo
Groceries (Single)€360/mo
Monthly Transport Pass€87/mo
Utilities (85m² Flat)€173/mo
Internet€36/mo
Health Insurance (Single)€72/mo
Entertainment & Dining€115/mo
Total Single (Centre)€1,442/mo
Total Single (Outside)€1,226/mo
Total Family of 4 (Centre)€3,023/mo
Total Family of 4 (Outside)€2,570/mo
Student Budget€937/mo

Compared to Country Average

CategoryWarsawPoland AvgDifference
1BR Rent (Centre)€814€690+18% above avg
Total Single (Centre)€1,442€1,225+18% above avg
Total Family (Centre)€3,023€2,581+17% above avg
Groceries€360€306+18% above avg
Transport€87€73+18% above avg

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Frequently Asked Questions

How much does it cost to live in Warsaw in 2026?

A single expat living in central Warsaw should budget approximately €1,442 per month, covering rent, groceries, transport, utilities, healthcare, and entertainment. A family of four needs around €3,023/month.

How much is rent in Warsaw for expats?

A 1-bedroom apartment in Warsaw city centre costs around €814/month. Outside the centre, expect to pay approximately €581/month. A 3-bedroom apartment in the centre is around €1,791/month.

Is Warsaw expensive compared to other cities in Poland?

Warsaw has a cost index of 100% relative to the capital. There are 3 cities tracked in Poland for comparison.

Related: Poland Guide · Poland Salaries · Poland Cost of Living · Visa Comparison · Compare Poland · All Countries

Data sourced from numbeo. Last verified 2026-03-10.