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Paraguay · Cost of living

Living in Encarnación

What it really costs to live in Encarnación, what you can earn, the visas that get you in, and the taxes you'll pay — for Paraguay, updated 2026. Encarnación is the most affordable of the 3 Paraguay cities we track, so it can be a smarter base than the capital if budget matters. Encarnación lies in South America. Paraguay's capital is Asunción. The main languages are Spanish, Guaraní. Paraguay borders Argentina, Bolivia, Brazil.

€550–€647Single / month
40.5/100Safety
11.9%Tax @ €90k
5 yrsTo residency
Monthly cost

Cost of Living in Encarnación

€259
1BR centre/mo
€181
1BR outside/mo
€162
Groceries/mo
€39
Transport/mo
€78
Utilities/mo
€16
Internet/mo
Breakdown

Full Monthly Breakdown for Encarnación

1BR Apartment (Centre)€259/mo
1BR Apartment (Outside)€181/mo
3BR Apartment (Centre)€570/mo
Groceries (single)€162/mo
Transport pass€39/mo
Utilities€78/mo
Internet€16/mo
Health insurance€32/mo
Entertainment & dining€52/mo
Total single (centre)€647/mo
Family of 4 (centre)€995/mo
Within Paraguay

How Encarnación Compares to Other Paraguay Cities

Encarnación is not the only option in Paraguay. Here is how its single-person monthly cost (€647) stacks up against the other cities we track — Encarnación is the cheapest, Asunción the priciest.

CitySingle / monthDifference
Ciudad del Este€698/mo+8% vs Encarnación
Asunción (capital)€797/mo+23% vs Encarnación
Earnings

What You Can Earn in Paraguay

Typical gross annual salaries in Paraguay by sector (entry · median · senior). Encarnación pay usually sits around the national median.

SectorEntryMedianSenior
it€12 500€18 000€25 000
retail€5 000€7 000€9 500
finance€9 500€14 000€19 500
education€6 500€9 500€13 500
healthcare€7 500€10 500€14 500
engineering€10 500€15 000€21 500
hospitality€5 000€7 000€10 000
construction€8 000€11 500€16 000
Daily life

Living in Encarnación: Safety, Health & Climate

Encarnación shares Paraguay's wider quality-of-life profile. Encarnación has a subtropical climate. Here is what daily life looks like on the things that matter most when you relocate.

🛡️
40.5/100
Safety index
🏥
58/100
Healthcare
🗣️
Very_Low
English
🌤️
28°C
Summer avg
📶
18.5Mbps
Internet
😊
6.8/10
Expat satisfaction
Getting in

Visa Routes to Paraguay

Affording Encarnación is only half the question — you also need a visa that lets you stay in Paraguay. The main routes:

  • A job offer is normally required for the main work route.
  • Permanent residence after about 5 years.
  • Citizenship after ~3 years — dual nationality allowed.
  • Investment route from about €59 500 (USD).

See all Paraguay visa routes compared →

Money kept

Taxes in Paraguay

11.9%
Effective @ €90k

Top marginal rate 15%, VAT 10%.

Setting up

Settling into Encarnación

  • Foreigners can open a local bank account in Paraguay.
  • Budget around €1 200 for first-month setup in Encarnación.
  • Regulated professions needing credential recognition: Medicine, Law, Engineering, Accounting.

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FAQ

Encarnación FAQ

How much does it cost to live in Encarnación?

A single person in central Encarnación should budget about €647/month, roughly €550 outside the centre. A family of four needs around €995/month.

Can I get a visa to live in Paraguay?

Yes — the main route usually needs a job offer, with permanent residence reachable in about 5 years. See the full Paraguay visa comparison for the route that fits you.

Sources: salaries, taxes, safety, healthcare and visa data from World Bank, OECD, the Global Peace Index and official government portals. Cost-of-living figures are community-sourced benchmarks — a guide, not a quote. Last reviewed 2026-05.

Related: Paraguay Guide · Visa Comparison · All Countries