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Living in Florence

What it really costs to live in Florence, what you can earn, the visas that get you in, and the taxes you'll pay — for Italy, updated 2026. Florence is the most affordable of the 4 Italy cities we track, so it can be a smarter base than the capital if budget matters. Florence lies in Southern Europe. Italy's capital is Rome. The main language is Italian. The currency is the euro. Italy borders Austria, France, San Marino, Slovenia, Switzerland.

€1 349–€1 587Single / month
52.7/100Safety
27.6%Tax @ €90k
5 yrsTo residency
Monthly cost

Cost of Living in Florence

€603
1BR centre/mo
€422
1BR outside/mo
€397
Groceries/mo
€95
Transport/mo
€190
Utilities/mo
€40
Internet/mo
Breakdown

Full Monthly Breakdown for Florence

1BR Apartment (Centre)€603/mo
1BR Apartment (Outside)€422/mo
3BR Apartment (Centre)€1 327/mo
Groceries (single)€397/mo
Transport pass€95/mo
Utilities€190/mo
Internet€40/mo
Health insurance€79/mo
Entertainment & dining€127/mo
Total single (centre)€1 587/mo
Family of 4 (centre)€3 231/mo
Within Italy

How Florence Compares to Other Italy Cities

Florence is not the only option in Italy. Here is how its single-person monthly cost (€1 587) stacks up against the other cities we track — Florence is the cheapest, Milan the priciest.

CitySingle / monthDifference
Bologna€1 650/mo+4% vs Florence
Rome (capital)€1 850/mo+17% vs Florence
Milan€2 100/mo+32% vs Florence
Earnings

What You Can Earn in Italy

Typical gross annual salaries in Italy by sector (entry · median · senior). Florence pay usually sits around the national median.

SectorEntryMedianSenior
it€25 000€35 000€48 000
retail€14 000€20 500€28 500
finance€29 000€41 500€58 000
education€21 000€30 000€41 500
healthcare€22 000€30 000€42 000
engineering€27 000€39 000€54 500
hospitality€15 500€22 000€31 000
construction€20 000€28 500€40 000
Daily life

Living in Florence: Safety, Health & Climate

Florence shares Italy's wider quality-of-life profile. Florence has a mediterranean climate. Here is what daily life looks like on the things that matter most when you relocate.

🛡️
52.7/100
Safety index
🏥
83/100
Healthcare
🗣️
High
English
🌤️
28°C
Summer avg
📶
87.4Mbps
Internet
😊
7.2/10
Expat satisfaction
Getting in

Visa Routes to Italy

Affording Florence is only half the question — you also need a visa that lets you stay in Italy. The main routes:

  • A job offer is normally required for the main work route.
  • Permanent residence after about 5 years.
  • Citizenship after ~4 years — dual nationality allowed.
  • Investment route from about €250 000 (USD).

See all Italy visa routes compared →

Money kept

Taxes in Italy

27.6%
Effective @ €90k

Top marginal rate 43%, VAT 22%. Special regime — Requires legal source verification

Setting up

Settling into Florence

  • Foreigners can open a local bank account in Italy.
  • Budget around €2 800 for first-month setup in Florence.
  • Regulated professions needing credential recognition: Medicine, Law, Architecture, Engineering, Psychology, Teaching.

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FAQ

Florence FAQ

How much does it cost to live in Florence?

A single person in central Florence should budget about €1 587/month, roughly €1 349 outside the centre. A family of four needs around €3 231/month.

Can I get a visa to live in Italy?

Yes — the main route usually needs a job offer, with permanent residence reachable in about 5 years. See the full Italy visa comparison for the route that fits you.

Sources: salaries, taxes, safety, healthcare and visa data from World Bank, OECD, the Global Peace Index and official government portals. Cost-of-living figures are community-sourced benchmarks — a guide, not a quote. Last reviewed 2026-05.

Related: Italy Guide · Visa Comparison · All Countries