Canada · Toronto

Cost of Living in Toronto, Canada for Expats (2026)

Key Takeaway

Detailed 2026 cost of living in Toronto, Canada: rent, groceries, transport, utilities, healthcare. Monthly budgets for singles (€2,590) and families (€4,850).

Updated 2026-03-12 · Currency: EUR · Confidence: 75/100

Planning to move to Toronto? Here is a complete breakdown of the cost of living for expats in Toronto, Canada as of 2026. All figures are in EUR for easy cross-country comparison.

🎓 Planning to study here? See our student guide for Toronto.

Monthly Cost Snapshot

1BR Rent (Centre)
€1,551/mo
1BR Rent (Outside)
€1,346/mo
Groceries (Single)
€648/mo
Transport Pass
€105/mo
Utilities (85m²)
€311/mo
Internet
€65/mo
Health Insurance
€130/mo
Entertainment & Dining
€207/mo

Full Cost Breakdown

Toronto — Full Breakdown
1BR Apartment (Centre)€1,551/mo
1BR Apartment (Outside)€1,346/mo
3BR Apartment (Centre)€3,412/mo
3BR Apartment (Outside)€2,388/mo
Groceries (Single)€648/mo
Monthly Transport Pass€105/mo
Utilities (85m² Flat)€311/mo
Internet€65/mo
Health Insurance (Single)€130/mo
Entertainment & Dining€207/mo
Total Single (Centre)€2,590/mo
Total Single (Outside)€2,202/mo
Total Family of 4 (Centre)€4,850/mo
Total Family of 4 (Outside)€4,122/mo
Student Budget€1,684/mo

Compared to Country Average

CategoryTorontoCanada AvgDifference
1BR Rent (Centre)€1,551€1,504+3% above avg
Total Single (Centre)€2,590€2,426+7% above avg
Total Family (Centre)€4,850€4,583+6% above avg
Groceries€648€606+7% above avg
Transport€105€145+7% above avg

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Frequently Asked Questions

How much does it cost to live in Toronto in 2026?

A single expat living in central Toronto should budget approximately €2,590 per month, covering rent, groceries, transport, utilities, healthcare, and entertainment. A family of four needs around €4,850/month.

How much is rent in Toronto for expats?

A 1-bedroom apartment in Toronto city centre costs around €1,551/month. Outside the centre, expect to pay approximately €1,346/month. A 3-bedroom apartment in the centre is around €3,412/month.

Is Toronto expensive compared to other cities in Canada?

Toronto has a cost index of 100% relative to the capital. There are 3 cities tracked in Canada for comparison.

Related: Canada Guide · Canada Salaries · Canada Cost of Living · Visa Comparison · Compare Canada · All Countries

Data sourced from numbeo. Last verified 2026-03-10.